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A powerful and intuitive budget planner that supports Cloud data storage Because the application can store data on a Cloud, you can easily use it to import data from bank files. As the application supports mobile devices, you can sync data between your smartphone and computer by accessing a Wi-Fi network. This way, you can track your expenses separately from your profits and not mix up data or expenditures.Īdditionally, you can store data in a Cloud account, in order to access it from anywhere, or any machine. YNAB gives you the possibility to differentiate your main accounts from your off-budget ones. Advanced budget account options that offers detailed reports and cloud storing YNAB can help you record and store information about any expense, income or financial transaction, in order to see how much money you can further spend or how much you already own.įurthermore, you can add accounts separately for each transaction, as your income account does not have get affected by other expense or expenditure accounts. Dependable and easy to use budget tracker with modern-looking interface YNAB 4 is available for both PCs and Macs.
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And if you purchased YNAB before that, you can upgrade for 40. However, if you bought YNAB 3 after December 26, 2011, you can upgrade at no cost. YNAB 4 costs 60, which isn’t bad for a budgeting program. In addition the application can generate reports with all your expenditures and savings. If you want to try it out for yourself, you can download a 34 day trial. YNAB is a sturdy and easy to use application that allows you to keep a close eye on your budget, by tracking any expense, income or financial transaction.
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A physical agenda presents a few disadvantages from a virtual one, as you can easily edit data using software tools. In order to better manage your budget your budget, it is considered good practice to register any expense and income in and agenda. Fixed a bug related to imported payees not being categorized correctly.
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You can also download the free trial version. To try the YNAB 3 software on your computer, risk free for 30 days, just click the You Need a Budget banner below. Also there are support forums, live online classes, an online university, and several videos to view which will show you how the software works.
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A series of Whiteboard Wednesday posts where he shares specific budgeting methods and tips. There’s a blog, which he personally contributes to. The creator of the software, Jesse Mecham ( has developed a large set of online resources to help you. There’s much more to the YNAB website than a download button. I think the four rules are the foundation from which to go by when starting a budget.” – Jo YNAB Community and Personality IMO it is the BEST user-friendly budget software I’ve ever bought. “I have YNAB 3 (beta), and I cannot say enough about this budgeting software. Other new features include: transaction search/filtering, improved reporting, and overspending flexibilityĬheck out this recent comment from a reader,.
You can arrange the categories to prioritize your view based on you most important categories.
If you are a Dave Ramsey fan and believe in the power of the zero-based budget, then this software is right up your alley. It’s these four rules that set YNAB a part from the competition, I believe. You Need a Budget is built on four principles, or rules as they call them. YNAB’s 4 Rules of a Money Management Methodology
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It’s not personal accounting software, plus budgeting. Nor is it really for someone with a small business to keep track of. The creators really understand the psychology behind budgeting and “getting ahead”, and they incorporate that into the software.įor this reason, YNAB isn’t for the person who has a lot of stocks or real estate to track. Something I quickly discovered about YNAB 3 is that it isn’t a well-rounded money management tool, like Quicken or Mint. YNAB is Not a Complete Money Management Tool I would describe it as a principle-based, straight-forward budgeting tool with an easy-to-use (and enjoyable to look at) interface. The software allows you to “give every dollar a job” and get beyond living paycheck to paycheck. You Need a Budget is what I would call a zero-based budgeting tool. I downloaded the free trial version to my computer last night and gave it spin. I had to include it in this week of budgeting reviews. Several readers have expressed their love for the download-able budget software, You Need a Budget (YNAB).